Bangkok, Thailand Computer Engineering @ SWU • Class of 2026

Sivakorn
Khundilokrattaya

Computer Engineering Student @ SWUAspiring Data Scientist & ML Engineer

Architecting explainable credit risk engines, Basel-compliant probability of default (PD) models, and scalable production data pipelines.

Active Inference & Research Basel II/III & ECOA Governance
Explore Projects
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Competitions & Hackathons Cross-Domain Modeling & Strategy FinTech, HealthTech, Spatial & Growth
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Financial Data Points Real Enterprise Credit Records WoE / IV Binning • 0.894 ROC-AUC
0 m
Spatial Pipeline Resolution Multi-Source Remote Sensing Sentinel-1 SAR & Copernicus DEM
Sub- 0 ms
API Inference Latency High-Throughput Model Serving FastAPI, Docker & Dashboards

Engineering Intelligence from Data

Balancing software engineering discipline with statistical machine learning and financial regulatory compliance.

// CANDIDATE PROFILE & QUANTITATIVE FOCUS

Computer Engineering @ SWU specializing in transparent, production-grade statistical ML.

Bridging statistical credit risk scoring, Basel-aligned probability of default, and scalable batch ETL data pipelines.

Credit Risk (WoE/IV) Explainable AI (SHAP) Data Pipelines (ETL)
Academic Credentials
B.Eng. in Computer Engineering
Srinakharinwirot University (SWU) Active Enrollment
Languages
TH Thai (Native) EN English (B1+ Professional / Oxford) JP Japanese (Beginner)
// END-TO-END METHODOLOGY & PIPELINE DISCIPLINE
SYSTEM READY
01. Zero-Leakage

Ingestion & Audit

Raw schema validation, missing data audit, and strict temporal out-of-time test splitting.

02. Monotonic WoE

WoE Calibration

Weight of Evidence transformation, Information Value filtering, and PSI stability monitoring.

03. Stratified 5-Fold

Calibrated ML

LightGBM/XGBoost classification, probability calibration, and asymmetric loss optimization.

04. Sub-50ms Serving

Regulated Serving

Instance-level SHAP attributions, ECOA reason code generation, and FastAPI Docker endpoints.

// ACADEMIC FOUNDATION, COURSEWORK & GOVERNANCE
B.Eng. Class of 2026
Core Technical Coursework (Srinakharinwirot University):
Machine Learning Database Systems Operating Systems Statistical Methods for Engineers Data Structures & Algorithms Computer Networks Software Engineering
Clean Architecture & OOP
Adheres strictly to PEP-8 standards, modular object-oriented pipeline design, and reproducible containerized microservices.
Model Governance & Ethics
Zero black-box deployments without local feature attribution; full compliance with ECOA, FCRA, and SR 11-7 standards.
Git Monorepo Sync github.com/svkhun ↗
Continuous integration, automated linters, versioned experiment tracking, and clean commit hygiene.

Skills & Technologies

A curated ecosystem of programming languages, statistical modeling frameworks, and scalable cloud data pipelines engineered for high reliability.

Core / Languages
Python (Expert) R C C++ Java SQL (Postgres / MySQL) Bash Scripting
Data Science & ML
LightGBM XGBoost Scikit-Learn SHAP (TreeExplainer) LIME OptBinning (WoE) Pandas NumPy SMOTE-Tomek
Data Engineering & Cloud
PostgreSQL MySQL Apache Spark Apache Airflow Docker • Compose FastAPI SQLAlchemy
Productivity & Analytics
Git Linux Environment Jupyter Lab RStudio Microsoft Excel Notion
Spoken Languages
Thai (Native) English (B1+ Professional / Oxford Test) ↗ Japanese (Elementary)
Python Core Language
SQL Relational Querying
C++ Systems & Memory
Java Enterprise Backend
R Statistical Modeling
XGBoost Asymmetric Loss
LightGBM Gradient Boosting
Scikit-Learn Pipelines & CV
SHAP TreeExplainer XAI
OptBinning Monotonic WoE
PostgreSQL ACID Relational
Docker Containerization
FastAPI Low-Latency Serving
Python Core Language
SQL Relational Querying
C++ Systems & Memory
Java Enterprise Backend
R Statistical Modeling
XGBoost Asymmetric Loss
LightGBM Gradient Boosting
Scikit-Learn Pipelines & CV
SHAP TreeExplainer XAI
OptBinning Monotonic WoE
PostgreSQL ACID Relational
Docker Containerization
FastAPI Low-Latency Serving
PostgreSQL Data Warehousing
MySQL RDBMS Architecture
Apache Spark Distributed ETL
Apache Airflow DAG Orchestration
Docker Containerization
FastAPI Sub-30ms Microservices
GISTDA Sphere Geospatial APIs
Sentinel-1 SAR Remote Sensing
PostgreSQL Data Warehousing
MySQL RDBMS Architecture
Apache Spark Distributed ETL
Apache Airflow DAG Orchestration
Docker Containerization
FastAPI Sub-30ms Microservices
GISTDA Sphere Geospatial APIs
Sentinel-1 SAR Remote Sensing

Featured Engineering Projects

End-to-end production pipelines bridging regulatory credit risk scoring, clinical frailty diagnostics, and automated manufacturing telemetry.

[ FinTech / Risk Analytics ]
Basel II/III • ECOA / FCRA Mapped

Enterprise Credit Risk Scoring & Explainable AI (XAI)

Production-grade banking intelligence platform designed to replace uninterpretable black-box ML with monotonic Weight of Evidence (WoE) scorecard calibration, gradient boosted trees, and legally defensible adverse action notices.

  • Monotonic Risk Binning: Discretized continuous financial metrics into monotonic risk bins using OptBinning and Information Value (IV) selection, ensuring linear relationship with log-odds of default.
  • Local SHAP TreeExplainer: Computed instance-level Shapley values (f(x) = E[f(x)] + ∑φj) to automatically generate legally required Adverse Action reason codes mandated by ECOA (12 C.F.R. § 1002.9) and FCRA.
  • Sub-50ms Serving Microservice: Containerized FastAPI inference endpoint with Pydantic contract validation, streaming real-time Probability of Default (PD) scoring under rigorous latency SLAs.
0.892 ROC-AUC (0.784 Gini)
PSI < 0.10 Zero Covariate Drift
42.6% KS Separation Stat
< 50ms Inference Latency
Cost-Matrix Financial Optimization: Underwriting optimization where False Negatives (loan write-offs, CFN ≈ $10,000) cost ≈ 8× that of False Positives (forgone interest, CFP ≈ $1,200). Calibrated decision cutoff (τ = 0.35) to retain a healthy 72% loan approval rate.
[ Financial Default Forecasting ]
Aihack 2025 National Finalist

Long Overdue Debtor (LOD) Prediction System

Enterprise predictive machine learning pipeline forecasting 90+ day default risks on real consumer loans. Developed under intense hackathon pressure and blind leaderboard testing for AIRA & AIFUL and Chulalongkorn Business School.

  • Trained on ~40,000 Real Records: Conducted strict out-of-time evaluation across 32,524 train / 8,619 test blind samples, tackling a severe 1:12 default imbalance without target leakage.
  • Temporal Delinquency Velocity Ratios: Engineered early vs. scheduled installment repayment acceleration indices, revolving limit exhaustion slopes, and cross-fold smoothed categorical encodings.
  • 5-Fold Stratified Cross-Validation: Tuned LightGBM and XGBoost models via Bayesian Optuna search, yielding 0.894 ROC-AUC on public and private blind test splits to qualify as a National Finalist.
0.894 ROC-AUC (5-Fold CV)
~40,000 Consumer Records
PSI < 0.10 Scorecard Stability
Finalist National Tier
Executive Jury Defense: Solved the executive Question Sheet by deriving optimal operational cutoff balancing expected credit loss (ECL) reduction against interest revenue growth, presented directly to C-level banking executives.
[ Industrial IoT / Lambda Data Engineering & Predictive Quality ]
Hybrid Lambda Architecture • WebSockets • XAI

Industrial IoT & OEE Manufacturing Data Platform

Enterprise-grade Hybrid Lambda data engineering architecture for discrete manufacturing lines. Integrates sub-second PLC edge telemetry streaming, physical Data Quality Gates, automated idempotent hourly OEE Data Mart aggregations, and TreeSHAP root-cause explainability for factory operators.

  • Edge Ingestion & Physical Quality Gate: Ingests concurrent multi-machine PLC sensor streams (cycle times, vibration RMS/Kurtosis harmonics, bearing temp, press force, motor current) with physical boundary gates rejecting \(t \le 0\) signals and sub-second WebSocket broadcasting.
  • Idempotent Batch OEE Data Mart: Computes hourly Overall Equipment Effectiveness (\(\text{OEE} = A \times P \times Q\)) via CTEs with ON CONFLICT DO UPDATE deterministic upserts, full execution runtime auditing, and error telemetry in PostgreSQL 15.
  • Virtual Metrology & TreeSHAP XAI: Combines unsupervised Isolation Forest for continuous machine health scoring (0–100%) with cost-sensitive LightGBM for defect prediction, translating high-dimensional sensor spikes into actionable shopfloor root-cause attributions.
< 1.0s WebSocket Stream
100% Idempotent Upsert
OEE = A×P×Q Hourly Data Mart
TreeSHAP Root Cause XAI
[ HealthTech / Preventive Clinical AI ]
True Innovation Launchpad 2026

GuardianAI – Clinical Frailty & Fall Risk Intervention

Preventive healthcare diagnostic platform combining calibrated XGBoost models with Explainable AI (SHAP) for localized biometric factor attribution, serving sub-30ms medical predictions via FastAPI.

  • Multi-Biometric Frailty Risk Screening: Analyzes gait cadence dynamics, grip force attenuation, and posture telemetry to detect early geriatric frailty onset before acute falls occur.
  • Local SHAP Biometric Attributions: Translates complex model features into physician-interpretable diagnostic reasons (e.g. +14% risk from step cadence asymmetry, -8% from balanced BMI).
  • Streaming Clinical REST Endpoints: Asynchronous FastAPI microservice serving risk scores and personalized rehabilitation recommendations to interactive clinician dashboards.
< 30ms FastAPI Latency
Calibrated XGBoost Platt Scaling
Local SHAP Clinical Attributions
Docker Container Isolation

Competitions & Industry Challenges

Demonstrated machine learning modeling on enterprise datasets, operational AI challenges, explainable healthcare architectures, geospatial risk pipelines, and data-driven business strategy.

CDG Hackathon 2026

CDG Group • High-Impact Operational AI Challenge
Team GrandGuardianAI Jul 2026

Tackled advanced operational AI challenges focusing on high-stakes workflow automation, fault-tolerant decision pipelines, and edge system reliability under extreme operational constraints.

Operational AI System Reliability Mission-Critical ML Edge AI

Geospatial Intelligence for Resilience Hackathon 2026

GISTDA • KMITL • KMUTT • Remote Sensing & Disaster Resilience
Team Witsawa Tuapralat • Spatial Lead Jan 2026
30m Grid High-Resolution Flash Flood Probability Mapping
Sentinel-1 SAR Remote Sensing Radar Backscatter & Soil Moisture
GLO-30 DEM Multi-Source Slope, Flow & Precipitation Ingestion

Developed the mathematical framework and spatial ML pipeline fusing Sentinel-1 SAR backscatter, Copernicus DEM topography, and rainfall telemetry for 30m flash flood risk modeling.

Sentinel-1 SAR Copernicus DEM Spatial ML Flash Flood Prediction

True Innovation Launchpad 2026 – GuardianAI

True Corporation • Healthcare AI & Preventive Clinical Analytics
Team Nakphatthana Tuapralat • AI Lead Jan 2026
< 30ms Low-Latency FastAPI Model Serving
Calibrated XGBoost Multi-Biometric Frailty Risk Classification
Local SHAP Clinical Interpretability & Factor Attribution

Architected end-to-end clinical risk prediction platform for early elderly frailty intervention, combining calibrated XGBoost with SHAP biometric explainability for medical professionals.

Aihack Thailand 2025

AIRA & AIFUL • Chulalongkorn Business School • ProbSpace
National Finalist Dec 2025
~40,000 Real-World Consumer Credit Samples
0.894 ROC-AUC Top Tier Generalization on Blind Private Splits
Finalist Pitch Strategic P&L and Risk Trade-off Defense

Led ML and financial risk modeling to predict Long Overdue Debtors (>90 days default) on ~40,000 credit records using LightGBM/XGBoost feature velocity and calibrated decision curves under blind private split constraints.

LINE MAN Campus VIP Growth Campaign

Campus Business Strategy & Acquisition Analytics • LINE MAN Wongnai
Team Low Cortisol • Unit Economics Lead Nov 2024
8.87 THB Ultra-low Cost per Acquisition (CAC)
462 Students Acquired within Campus Hub (14-Day Trial)
8,000 THB Budget Cap • 100% On-Budget Execution

Analyzed university dining bottlenecks and user ordering behavior to formulate a data-driven LINE MAN VIP acquisition strategy, achieving 462 student conversions within a strict 8,000 THB budget cap at an optimized CAC of 8.87 THB.

Industry Certifications & Assessments

Verified technical evaluations and standardized scores issued by leading technology organizations and international testing bodies.

SKILLKAMP by KBTG

Data Analyst Assessment

STAMP Certified • March 21, 2026
97 / 150
Above Benchmark (90) • Verified Level: Intermediate
Data Cleaning & Preprocessing 23 / 30
EDA & Visualization 20 / 30
Foundations of Data Analysis 20 / 30
ML for Data Analysts 18 / 30
SQL & Quantitative Querying 17 / 30
SKILLKAMP by KBTG

Digital & Performance Marketer

STAMP Certified • March 21, 2026
98 / 150
Above Benchmark (94) • Top Tier Analytics: Intermediate
Digital Marketing Analytics 26 / 30
Data-Driven Marketing Strategy 21 / 30
Data-Driven Content Marketing 19 / 30
Acquisition Funnel & Retargeting 18 / 30
Marketing Strategy & Optimization 16 / 30
AUA / Oxford University Press

Oxford Placement Test

Standardized Assessment • 21st June 2026
B1+ CEFR Level
Total Score: 51 / 120 • Verified Working English Proficiency
Use of English / Grammar 54 (B1)
Listening Comprehension 48 (B1)

Uses sufficient range of English to explain technical concepts with precision, understand workplace audio communication, and collaborate effectively across international engineering teams.

Bangkok, Thailand On-site / Hybrid / Remote Available for DS / ML Roles

Let's Connect

Seeking full-time Data Scientist, Machine Learning Engineer, and Data Engineering roles.

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